I have a recommendation for a useful, smart and long-rewarding present: a financial education book titled Financially Fearless: The LearnVest Program for Taking Control of your Money (published 31 December 2013) written by the young and inspiring Alexa von Tobel. This book makes a great Christmas present (or a gift for any occasion) that a parent can give to their child 18 – 26 years old (more financial education books to choose). But really, how many of us have our finances under complete control? According to Alexa von Tobel, 76 percent of all working Americans live from paycheck to paycheck. So basically, three out of four Americans are uncertain about their financial status, and the financial decisions they make. To live paycheck to paycheck is a “ no plan” of action and a bad choice. “You cannot be ignorant,” says Alexa. Financially Fearless: The LearnVest Program for Taking Control of Your Money is full of tasks and questions—and working through these exercises will help anyone build a solid foundation for future financial decision making skills …