All posts tagged: money

malta

Maltese Start-Ups Do Exist

Life as an Investment has asked again our dear friend – Anastasiia Linnas  – a finance and marketing consultant, start-up lover and blogger, to be our guest author and  introduce our dear readers this time to Maltese start -ups.  If you haven’t heard of Maltese start-ups, you soon will because right now they are major players in Europe’s hub of start-ups. In Malta, there is an impressive range of start-ups emerging, and in this article you will learn about the more significant ones which contribute to the islands start-up DNA. Similar to Estonian’s start-up scene with Skype at its centre, the Maltese start-up concept is quickly catching on with the help of GFI Software. GFI Software is now a global IT company valued at approximately $500million (2013), with one of its divisions planted in Malta and responsible for key developments and progressions. GFI is probably best known for its TeamViewer product (acquired by Permira in 2014), as well as security, anti-malware and cloud services. One very successfull start-up in Malta, Altaro, was founded in 2009 by two …

Men's Individual Fashion

Men’s Wardrobe Planning Guide – Spend Less, Look Fashionable

The clothing market is huge! There are roughly 7.1 billion people on this planet who own at least one pair of jeans and a T-shirt. Now, go to your wardrobe and tell me how many pairs of jeans you have…. Do you wear all of them? The issue we have here is that women usually have “nothing to wear” and men don’t know “what they’re wearing.” This leads me to believe that most of us have too much in our wardrobes or too little of the “right” clothes. Either way, there is a solution to getting the most out of what we wear and how to wear it. I decided to talk to Christian Frosch, founder of Men’s Individual Fashion, regarding men’s wardrobe planning. Here’s what his guidance on this matter. SHOES Shoes are the basis of an outfit, both physically and in appearance. Never try to save money on shoes, make it an investment instead. Go for Goodyear welted shoes—and properly take care of them. Remember, good shoes will cost you more, but in the …

money save

How to Begin Saving Money

I love investments and I consider myself lucky to find pleasure in it. It’s funny when my boyfriend Robin tries to make heads or tails of all the “financial stuff” I talk about. But at least I know he’s a good listener. The other day he asked me about investment opportunities and how to save to invest. Unfortunately, the  Millennial or Generation Y (Robin and I are contemporaries) framework of spending behaviour  leads us down a path of over consuming and spending money that didn’t exist. So, to spend less we need to change our life-style from consumers to…. something else. We need to change our routines and habits, and that’s the difficult part. The most over-consumed products for young professionals living in cities are clothing and restaurant food (Read more about other most popular spending accounts here). So, changing our life-style and spending habits means buying less of both. But, be prepared to feel a strong sense of emptiness. The power of spending is strong and when it disappears, desolation takes over. Get creative …

close-up of human hands cutting a credit card by scissors

Lyxfällan Top 10: Problems People have with Money

“All happy families are alike; each unhappy family is unhappy in its own way.” (Leo Tolstoy, Anna Karenina)  Even though Lev Tolstoy claimed the opposite, we can find similarities in unhappiness of financially broken families—both of which share a common starting point. After analyzing 17 Seasons of the popular Swedish TV Show LyxFällan (Luxury Trap in English), I did draw some conclusions about common money spending habits, lifestyles, and attitudes towards money. If you can relate to at least three of the following economical letdowns, consider yourself warned… Here is a list of the most popular issues that landed people in LyxFällan.  No savings – The most common feature that everybody shared was having  zero savings. This included people with an income of $2000-$6000 per month. No matter how small or large your income is, save at least 10%.  No concept of expenses and loans – Knowing how to budget and control your economy is one ability that most people from LyxFällan did not have. Here you will find The Top 5 Swedish Apps that will help you …

April. It is all about money!

April. ‘It is all about money!’

Some of my readers claim that an investment blog should discuss more about actual money investments, and not only discuss the investment of assets like “time”, “lifestyle,” and “connections.” Let’s talk about “the real investments”- The process of investing money for profit. Red Alarm Bulb Some people say that happiness in life is not all about the destination – it’s more about the process. The same idea applies with “money investment” – you need to enjoy the process. If you’re not crazy about the idea of investing because of its association with “limitations” and “saving,” and the red alarm bulb consistently appears somewhere in your brain creating mild anxiety, then I would say it’s about time to learn where, how, and how much. This month I will tell you how to find and harness motivation, as well as save at least 10% of your monthly income, leaving you with a fabulous feeling!   The ugly truth The ugly truth is that I am not a disciplined investor. In fact, not at all.  I remember telling my …

We are all made of stars

We are all made of stars.

Hello all! How are you? How was your day? Fine, I hope. You know, my literature teacher in high school used to love making us write incredibly long essays. When we complained about trouble getting started, mainly due to the broad subject matter, she used to say, “Just start writing about something and it doesn’t matter what you write about, then leisurely go back to the subject’s main theme.” Surprisingly, it really helped. Today it’s difficult for me to start this blog. I can’t really put my finger on it. At any rate, my dear readers, I’m not going tell you who I am, what I do, my sex or nationality, my education, or the color of my skin and the color of my hair. I’m not going to reveal any pictures or tags of me in a coffee shop around the corner. My aim for the moment is for you to maintain a clear mind free from prejudices and clichés. Nevertheless, you should have some sort of certainty. Hmm… let’s say I am a …